Carrier Assessment Portal Resources
About the Portal
The Colorado FAIR Plan Carrier Assessment Portal is an online system used by insurance carriers to review and update their annual participation information with the FAIR Plan.
Please Note
The Colorado FAIR Plan is funded by assessing certain lines of property insurance written (participation) in the state. Participation values are based on premium data from the National Association of Insurance Commissioners (NAIC). Because NAIC reporting categories may not align precisely with Colorado’s definitions of covered lines, carriers are given the opportunity to review their NAIC data and request adjustments through this Portal.
Get Started Now
Get started by watching the Demo Video or viewing the Quick Start Guide for the Portal.
Watch the Video
Read Quickstart Guide
Who Should Use This Portal
This portal is for admitted insurance carriers writing property insurance in Colorado that fall under the participation criteria of the Colorado FAIR Plan.
Authorized carrier representatives can use the portal to:
Review their NAIC-reported participation data.
Submit corrections or adjustments to specific lines of business.
Upload documentation supporting any requested changes.
Certify their submission for Colorado FAIR Plan review.
How it Works
Carriers receive notice of the annual participation period (typically in the Fall).
The FAIR Plan preloads NAIC data for each participating carrier.
Authorized carrier users log in to the portal to:
Review their baseline participation data
Enter any corrections to their reported lines
Upload supporting documentation
Attest and submit their changes for review
FAIR Plan staff reviews submissions and confirms approved adjustments.
These amounts will determine each company's participation percentage in the Colorado FAIR Plan and their share of the assets and liabilities. In the event of an assessment, invoices are issued based on approved percentages.
The approved participation percentages are then used for one calendar year (typically January 1 to January 1).
Please note: If no changes are made, the company will be assessed against the NAIC reported premiums for fire, allied lines, homeowners, and commercial (non-liability). Without any adjustments, premium for Fire, Allied Lines and Homeowners will be used to calculate the personal-lines market share. Commercial (non-liability) will be used to calculate commercial market share.
Frequently Asked Questions
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The participation window is typically open for 30 calendar days each year. This year the window will be open from October 1 - October 30, 2026.
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This portal is for admitted insurance carriers writing property insurance in Colorado that fall under the participation criteria of the Colorado FAIR Plan. Each company required to participate in the FAIR Plan has a designated contact email that allows them access to the Carrier Portal. If your organization needs to designate an additional authorized user email, please send an email to information@coloradofairplan.com.
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Carriers should upload documentation that verifies the Colorado-specific totals for each line of business being adjusted.
Carriers will receive notification in advance of the exact opening and closing dates. After the window closes, the portal becomes read-only for that participation cycle.
Acceptable materials include:
Policy or premium summaries by line and state.
Internal accounting schedules that reconcile to NAIC filings.
Written explanations describing the differences between the NAIC and Colorado line definitions. Files should be in PDF, Word, or Excel format and clearly labeled by line of business.
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The NAIC reports national-level aggregate data that may not align perfectly with Colorado’s definitions for residential, commercial, or property-only lines. The Carrier Participation Portal allows you to reconcile those differences and provide documentation specific to Colorado exposures.
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If you have no exposure or written premium for a particular line of business in Colorado, enter “0” in the adjustment field for that line and upload a short explanation or supporting documentation confirming that no coverage applies.
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Yes, you can make changes while the submission window is open. However, once you check the Attestation box and the FAIR Plan begins reviewing your submission, further edits may be restricted. If you need to make a change after attestation, please email information@coloradofairplan.com.
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Once your data is approved, it becomes part of the official record used to calculate your annual FAIR Plan participation. These participation percentages are set for one year–typically Jan. 1 - Jan. 1.
If an assessment is warranted, final assessment invoices are issued to carriers after all submissions have been reviewed and confirmed.
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Once your request is reviewed by FAIR Plan staff:
You will receive an email notification confirming the review outcome.
The Portal’s Approval Status column will update to indicate whether your line is Pending Approval, Approved, or Denied.
Approved values are automatically reflected in your final participation total.
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Yes, you may use the Quick Start Guide or watch the Demo video.
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For any technical issues, portal access issues, or general inquiries, please send an email to information@coloradofairplan.com
Need Help?
For any technical issues, portal access issues, or general inquiries, please email information@coloradofairplan.com.