Consumer Residential Resources

Here, you can find an agent registered to write Colorado FAIR Plan policies, access important information about FAIR Plan residential coverage, and pay your premium.

Find a Registered Agent

If coverage is not available to you through standard insurance companies, licensed agents who are registered with the Colorado FAIR Plan can help you apply for FAIR Plan coverage. 

If you already have insurance for a vehicle or other property, your current agent may be able to help you apply for coverage through the Colorado FAIR Plan. If you don’t have an agent, or your agent is not registered to write the FAIR Plan, you can search for one near you.

The FAIR Plan does not endorse or recommend any agents or brokers and does not have any insurance agents on staff.

Residential Policy Resources

Colorado FAIR Plan coverage is different from the coverage that traditional insurance plans provide. There are several resources that can help you better understand the Colorado FAIR Plan.

Policy Comparison


Wildfire Mitigation: Declutter


Personal Lines Inspection FAQ


Wildfire Mitigation: Siding


Sample Dwelling Policy


Sample Commercial Policy


2025 CPP WFP Wildfire Partners Video Series

Preparing your home for wildfire begins with mitigation and taking action before the next wildfire. 80-90% of homes that burn in a wildfire are ignited by embers, which can be blown by a fire from over a mile away.

This Wildfire Partners DIY video shows you how to protect any wood on your house within six inches of the ground to significantly reduce the risk of your home's vulnerability to embers without the expense of re-siding your entire home. This can also apply to any other vertical-to-horizonal junctions, like at siding to decks or roofs.

Wildfire Partners is Boulder County's program to help residents prepare for future wildfires. Learn more at wildfirepartners.org.

Once your policy has been approved, you’ll receive an email with information about how to pay your premium. You can also safely and securely pay your premium directly from our website. In order to view your invoice and make a payment you will need the payer name, email address, account number and zip code for the covered property.

Pay Your Premium

Report a Claim

To report a claim, please call our toll free number (833) 554-5425 to have a member of our customer service team help you. 

Continue to check back regularly as we update the site when new information and resources are available.